Terms and Conditions

Acceptance of terms
By using micropound.co.uk, you are fully accepting the terms, conditions and disclaimers contained in this notice, your access to and use of micropound.co.uk is subject to agreement of these Terms and Conditions.

Amendments
We reserve the right to change these terms and conditions at any time without prior notice, and your continued use of micropound.co.uk following any changes shall be deemed to be your agreement of any changes.

The service we provide
micropound.co.uk is a registered trading style of Sun Finance Ltd, which is an Introducer Appointed Representative of [lender-company] Group Limited and is entered on the financial services register under the reference number. [lender-company] Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: [group-company-reg-no]. Sun Finance Ltd is registered in England and Wales (Company number:11227527), Registered Office, Kemp House, 160 City Road, London. EC1V 2NX. micropound.co.uk is a registered trading name of Sun Finance Ltd which is an Introducer Appointed Representative of [lender-company] Group Limited, who are a credit broker not a lender.

We do not directly offer finance, and therefore, we will not provide any directly to you. Upon the completion of the website’s loan application form, [lender-site] will introduce you to lenders or finance providers who may be able to offer you credit. By submitting an application you will be giving your consent for [lender-site] to match your application with one of the lenders on their panel. They will only forward your application to a lender that has looked at your application and accepted it as one where they believe there is a good chance that they can provide a loan.

Examples of cost
Any examples of amounts available to borrow, the terms (repayment periods) or rates stated on the website are purely given as an example relating to the product. These examples are stated to provide you with an understanding of the products available and the costs involved. micropound.co.uk does not charge for our service. We cannot guarantee that other providers will not ask for a deposit, although we recommend that you never pay for an application to be processed. We are not a lender; we have no control over any of the decision making process in relation to your application. When you apply for a loan the lender will perform some checks on you to establish suitability for credit before any decision or offer is made; these checks may include carrying out a credit check on your current and previous history.

Third party websites
The Website may include links to carefully selected third party websites which are controlled and maintained by others. We do not endorse these websites and we are not responsible for the content or availability of any such websites.

Intellectual property rights
In using the Website you agree that you will access the content solely for your personal, non-business related use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the site owner. All intellectual property rights, copyright or trademarks used in the Website and its content including without limitation the design, text, graphics and all software and source codes connected with the website are owned by micropound.co.uk.

Liability
We cannot guarantee that the lender who accepts your loan application will agree to fund your application for finance. We will not be liable for any loss that you may incur by using this site unless we have not acted in accordance with these terms and conditions, been negligent or adhered to standards required by UK law.

Indemnity
You agree to indemnify and hold micropound.co.uk and our employees and agents innocent from and against all liabilities, legal costs, losses and other expenses in relation to any claims or actions brought against us arising out of any breach by you of these terms and conditions or other liabilities arising out of your use of this website.

Severance
If any of these terms and conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such term or condition shall be severed and the remaining terms and conditions shall remain in full force and effect and continue to be binding and enforceable.

Governing law
These terms and conditions shall be governed by and construed in accordance with the law of England and Wales. You hereby submit to the exclusive jurisdiction of the English courts.

Complaints about this website
If you have a complaint in regards to the functionality, availability and ease of use of this website, please contact us at
info@micropound.co.uk or
Kemp House
160 City Road
London, EC1V 2NX
United Kingdom.

We will investigate your complaint. We will attempt to both resolve your complaint through investigation and to respond to you with the outcome.

If your complaint is about anything other than the functionality of the website such as the lender matching process and service provided by [lender-site], please refer to the Complaints page